Asset Finance

Fund the assets your business needs today

Asset finance is a funding method designed to provide businesses with immediate use of the assets and equipment they need and provide the lender with the security they need.

The funds are therefore secured against the asset and this makes the process fast, efficient and effective.

There’s a wide range of funding options offered by an ever growing choice of fund providers.

How to secure the best deals for your business

Simply contact us here or give us a call on 0845 459 7504. There’s no need to waste time searching the market for the best deals.

This is what we will do on your behalf. We deal with all the main lenders and will provide you with the best of the special rates, offers and deals on the market and if required tailor fit them to your individual requirements.

We’ll assess the terms and conditions to ensure they meet your needs and advise on the most appropriate types of asset finance for your particular circumstances.

Our daily contact with the lenders means we have direct access to the best deals available and enables us to fast track applications where required.

You’ll deal with an experienced business specialist who’ll guide you through the whole process from start to finish.

For more information on our asset finance services contact us here or simply give us a call on 0845 459 7504.

Here’s how it works

Asset finance is a funding method designed to make the acquisition of assets for your business a simple and efficient process. There’s a range of standard options available:

Hire purchase or lease purchase
The more traditional form of asset finance which generally allows the asset to be used over the period of lease for fixed monthly payments enabling you to own the asset at the end of the term.

Payments can be varied around deposit levels with the option of ‘balloon’ payments made at the end of the hire purchase or lease purchase agreement.

Contract Hire
This usually applies to vehicles and is an all inclusive way of financing an asset. As an option, other costs such as maintenance can be included in the monthly payments and the asset is handed back at the end of the term.

Contract purchase
This method of funding assets builds in a guaranteed value for the asset at the end of the agreement allowing the purchase payments to be reduced and fixed over the term, and gives you the option of owning the asset at the end of the agreement.

At the end of the term you have the option to make the final ‘balloon’ payment to own the asset, or not and simply hand it back.

Finance lease
A finance lease works like a rental agreement over a period of time which is generally three years or more, where you never own the asset but must maintain and insure it.

This type of finance offers tax benefits to a business and at the end of the term the asset is sold and the proceeds come back to the company that hired the asset.

Operating lease
An operating lease is a flexible method of renting assets required for your business that may be needed for short term duration or to support a specific contract.

This type of lease is classed as ‘off balance sheet’ with payments being offset against taxable profits.

Securing the best funding deal for your business

Asset finance is now used by ever increasing numbers of small and medium sized businesses throughout the UK as a real alternative to bank loans and overdrafts.

As independent brokers, we deal with all the main asset finance lenders and so can advise you on the most appropriate product for your particular business circumstances and ensure you secure the very best asset finance deal on the market. We are highly focussed on successful outcomes for our clients, consistently delivering high funding success rates.

We do not charge for initial consultations and financial assessments so you can comfortably discuss your requirements before deciding how to proceed with your asset finance options.

Contact us

To find out how to secure the best finance for your business email us here and one of our business specialists will call you back at a time to suit you, or if you want to speak to someone now, call us on 0845 459 7504.